Western Truck Insurance Services

It has been determined that one of the most difficult things a buyer of truck insurance goes through is how to qualify the insurance broker.   All brokers are not alike and, especially with commercial truck insurance,  the differences can be staggering. 

So what’s a buyer to do ??

It has come to our attention that a recent independent study was done to address this issue.   In that study many areas are covered that deal with learning how to obtain the perfect coverage and pointing out some of the problems with insurance coverage in general but the best takeaway from it certainly is the detailed list of capabilities that a qualified commercial truck insurance broker should be able to do.

This listing solves the problem and all you need to do is inquire from the broker who you may already be using, or plan to use,  if they 1) understand the capabilties you are asking and 2) do actually perform those items.

Check out this link to see the preview of the full study and request it for free.  There is no charge for this vital information which will make your job in qualifying an insurance agent or broker much easier.  Goto:   http://truckinsure.com/slideshow2.html

I just stumbled across an article concerning catering truck insurance for the lunch trucks we see around. That article claimed that there were not very many agents that offer insurance coverage for this type of operation.

That may be a true statement as your general personal lines insurance agent would not understand nor work with insurance company’s that offer this coverage.   The simple fact is that anyone purchasing insurance for commercial trucks SHOULD work with an experienced commercial truck insurance specialist and not your neighborhood Allstate or Farmers agent.

Generally, the commercial truck insurance brokers have plenty of access to insurance companies who will provide the proper coverage for the catering truck business.   And don’t forget to consider both general liability and workers compensation coverages…  because many a chef inside these trucks have been hurt.

Good luck and Good Eating!!

A quick tally on the pulse of the insurance professionals who specialize in placing insurance for the trucking industry reveals a strong need for quality sales people.

A regional business development manager from Great American Insurance Company recently stated that the brokers he works with are all looking for new producers, or sales people.  

This is an interesting development as this form of insurance sales is a great place to be working in; as far as insurance sales go.   The cost of truck insurance is relatively expensive and the commissions can add up fast as compared to personal auto or homeowners insurance sales.    The sales person needs to understand the trucking industry,  commercial trucks,  and the appropriate insurance coverage needed but this is relatively simple and can be learned in depth within 6 months.

Good sales people,  especially those already in insurance, should hunt down the high quality brokers who specialize in this line of insurance.   Take a look at this commercial truck insurance sales ad.